* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

:root {
  --primary-tan: #C9B398;
  --light-tan: #E8DCC4;
  --dark-tan: #A89176;
  --cream: #F5F1E8;
  --dark-brown: #5D4E37;
  --text-dark: #2C2416;
  --text-medium: #5D5347;
  --white: #FFFFFF;
  --border-color: #D4C4A8;
  --success: #6B8E23;
  --error: #C44536;
  --accent: #D4A574;
}

body {
  font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
  line-height: 1.6;
  color: var(--text-dark);
  background: var(--cream);
  overflow-x: hidden;
}

/* Loading mechanism styles */
.dynamic-content {
    opacity: 0;
    transition: opacity 0.4s ease-in-out;
}
.dynamic-content.loaded {
    opacity: 1;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

.container-wide {
  max-width: 1400px;
  margin: 0 auto;
  padding: 0 40px;
}

.page-loader {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: var(--cream);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 9999;
  transition: opacity 0.3s, visibility 0.3s;
}

.page-loader.hidden {
  opacity: 0;
  visibility: hidden;
}

.loader-spinner {
  width: 50px;
  height: 50px;
  border: 4px solid var(--light-tan);
  border-top-color: var(--primary-tan);
  border-radius: 50%;
  animation: spin 1s linear infinite;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

.info-banner {
  background: var(--primary-tan);
  color: var(--white);
  padding: 10px 0;
  font-size: 14px;
}

.info-banner-content {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}

.info-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--white);
  text-decoration: none;
  transition: opacity 0.3s;
}

.info-item:hover {
  opacity: 0.8;
}

.header {
  background: var(--white);
  box-shadow: 0 2px 8px rgba(0,0,0,0.05);
  position: sticky;
  top: 0;
  z-index: 100;
}

.navbar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 18px 0;
}

.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  color: var(--dark-brown);
}

.logo-icon {
  width: 45px;
  height: 45px;
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  font-weight: 700;
}

.logo-text {
  font-size: 24px;
  font-weight: 700;
}

.nav-menu {
  display: flex;
  list-style: none;
  gap: 35px;
  align-items: center;
}

.nav-menu a {
  color: var(--text-dark);
  text-decoration: none;
  font-weight: 500;
  font-size: 15px;
  transition: color 0.3s;
  position: relative;
}

.nav-menu a::after {
  content: '';
  position: absolute;
  bottom: -5px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--primary-tan);
  transition: width 0.3s;
}

.nav-menu a:hover::after,
.nav-menu a.active::after {
  width: 100%;
}

.nav-menu a:hover,
.nav-menu a.active {
  color: var(--primary-tan);
}

.nav-cta {
  background: var(--primary-tan);
  color: var(--white) !important;
  padding: 10px 24px;
  border-radius: 25px;
  transition: all 0.3s;
}

.nav-cta::after {
  display: none;
}

.nav-cta:hover {
  background: var(--dark-tan);
  transform: translateY(-2px);
}

.mobile-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 5px;
}

.mobile-toggle span {
  width: 25px;
  height: 3px;
  background: var(--dark-brown);
  border-radius: 2px;
  transition: all 0.3s;
}

.mobile-toggle.active span:nth-child(1) {
  transform: rotate(45deg) translate(7px, 7px);
}

.mobile-toggle.active span:nth-child(2) {
  opacity: 0;
}

.mobile-toggle.active span:nth-child(3) {
  transform: rotate(-45deg) translate(7px, -7px);
}

.hero-modern {
  background: linear-gradient(135deg, var(--cream) 0%, var(--light-tan) 100%);
  padding: 120px 0 100px;
  position: relative;
  overflow: hidden;
}

.hero-shape-top {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 200px;
  background: var(--white);
  clip-path: polygon(0 0, 100% 0, 100% 50%, 0 100%);
}

.hero-shape-bottom {
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  height: 150px;
  background: var(--white);
  clip-path: polygon(0 100%, 100% 50%, 100% 100%, 0 100%);
}

.hero-split {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 80px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero-badge {
  display: inline-block;
  background: rgba(255,255,255,0.9);
  color: var(--dark-brown);
  padding: 8px 20px;
  border-radius: 25px;
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 25px;
  box-shadow: 0 2px 10px rgba(0,0,0,0.08);
}

.hero-content-modern h1 {
  font-size: 58px;
  line-height: 1.1;
  color: var(--dark-brown);
  margin-bottom: 25px;
  font-weight: 800;
}

.highlight {
  color: var(--primary-tan);
  position: relative;
  display: inline-block;
}

.highlight::after {
  content: '';
  position: absolute;
  bottom: 5px;
  left: 0;
  width: 100%;
  height: 12px;
  background: rgba(201, 179, 152, 0.3);
  z-index: -1;
}

.hero-content-modern > p {
  font-size: 18px;
  color: var(--text-medium);
  margin-bottom: 35px;
  line-height: 1.7;
  max-width: 540px;
}

.hero-cta-group {
  display: flex;
  gap: 20px;
  align-items: center;
  margin-bottom: 50px;
  flex-wrap: wrap;
}

.btn-primary-modern {
  background: var(--dark-brown);
  color: var(--white);
  padding: 16px 35px;
  border-radius: 30px;
  text-decoration: none;
  font-weight: 600;
  font-size: 16px;
  transition: all 0.3s;
  box-shadow: 0 4px 15px rgba(93, 78, 55, 0.2);
}

.btn-primary-modern:hover {
  background: var(--text-dark);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(93, 78, 55, 0.3);
}

.btn-text-link {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--dark-brown);
  text-decoration: none;
  font-weight: 600;
  transition: gap 0.3s;
}

.btn-text-link:hover {
  gap: 12px;
}

.hero-stats {
  display: flex;
  gap: 40px;
  padding-top: 40px;
  border-top: 2px solid rgba(201, 179, 152, 0.3);
}

.stat-item {
  display: flex;
  flex-direction: column;
}

.stat-item strong {
  font-size: 32px;
  color: var(--dark-brown);
  font-weight: 700;
  line-height: 1;
  margin-bottom: 5px;
}

.stat-item span {
  font-size: 13px;
  color: var(--text-medium);
}

.hero-image-modern {
  position: relative;
}

.hero-image-modern img {
  width: 100%;
  border-radius: 20px;
  box-shadow: 0 20px 60px rgba(0,0,0,0.15);
}

.floating-card {
  position: absolute;
  background: var(--white);
  padding: 20px;
  border-radius: 12px;
  box-shadow: 0 10px 30px rgba(0,0,0,0.1);
  display: flex;
  gap: 15px;
  align-items: center;
  animation: float 3s ease-in-out infinite;
}

.card-1 {
  top: 10%;
  right: -10%;
}

.card-2 {
  bottom: 15%;
  left: -10%;
  animation-delay: 1s;
}

@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-15px); }
}

.card-icon {
  width: 50px;
  height: 50px;
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.card-icon svg {
  width: 24px;
  height: 24px;
}

.card-content strong {
  display: block;
  color: var(--dark-brown);
  font-size: 15px;
  margin-bottom: 2px;
}

.card-content span {
  font-size: 13px;
  color: var(--text-medium);
}

.section-intro {
  text-align: center;
  margin-bottom: 60px;
}

.section-label {
  display: inline-block;
  color: var(--primary-tan);
  font-weight: 600;
  font-size: 14px;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 15px;
}

.section-label.light {
  color: var(--white);
}

.section-intro h2 {
  font-size: 42px;
  color: var(--dark-brown);
  font-weight: 700;
  line-height: 1.2;
}

.process-timeline .section-intro h2 {
  color: var(--white);
}

.process-timeline .section-label {
  color: var(--primary-tan);
}

.services-modern {
  padding: 100px 0;
  background: var(--white);
}

.services-asymmetric {
  display: grid;
  grid-template-columns: 1.3fr 0.7fr;
  gap: 30px;
}

.service-large {
  background: var(--cream);
  border-radius: 20px;
  overflow: hidden;
  display: flex;
  flex-direction: column;
}

.service-image-wrapper {
  position: relative;
  height: 300px;
  overflow: hidden;
}

.service-image-wrapper img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s;
}

.service-large:hover .service-image-wrapper img {
  transform: scale(1.05);
}

.service-overlay {
  position: absolute;
  top: 20px;
  right: 20px;
}

.service-tag {
  background: var(--primary-tan);
  color: var(--white);
  padding: 6px 16px;
  border-radius: 20px;
  font-size: 12px;
  font-weight: 600;
}

.service-content-large {
  padding: 40px;
}

.service-content-large h3 {
  font-size: 28px;
  color: var(--dark-brown);
  margin-bottom: 15px;
  font-weight: 700;
}

.service-content-large > p {
  color: var(--text-medium);
  line-height: 1.7;
  margin-bottom: 25px;
}

.feature-list {
  list-style: none;
  margin-bottom: 30px;
}

.feature-list li {
  padding: 10px 0;
  padding-left: 30px;
  position: relative;
  color: var(--text-medium);
}

.feature-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--success);
  font-weight: 700;
  font-size: 18px;
}

.btn-secondary-modern {
  display: inline-block;
  background: transparent;
  color: var(--dark-brown);
  border: 2px solid var(--primary-tan);
  padding: 12px 28px;
  border-radius: 25px;
  text-decoration: none;
  font-weight: 600;
  transition: all 0.3s;
}

.btn-secondary-modern:hover {
  background: var(--primary-tan);
  color: var(--white);
}

.service-column {
  display: flex;
  flex-direction: column;
  gap: 30px;
}

.service-small {
  background: var(--cream);
  padding: 35px;
  border-radius: 20px;
  transition: transform 0.3s;
}

.service-small:hover {
  transform: translateY(-5px);
}

.service-icon-modern {
  width: 70px;
  height: 70px;
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
  border-radius: 15px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.service-icon-modern svg {
  width: 35px;
  height: 35px;
}

.service-small h3 {
  font-size: 22px;
  color: var(--dark-brown);
  margin-bottom: 12px;
  font-weight: 600;
}

.service-small p {
  color: var(--text-medium);
  line-height: 1.7;
  margin-bottom: 20px;
}

.link-arrow {
  color: var(--primary-tan);
  text-decoration: none;
  font-weight: 600;
  transition: gap 0.3s;
}

.features-diagonal {
  background: linear-gradient(135deg, var(--dark-brown) 0%, var(--text-dark) 100%);
  padding: 120px 0;
  position: relative;
  overflow: hidden;
  color: var(--white);
}

.diagonal-bg {
  position: absolute;
  top: -50%;
  right: -10%;
  width: 80%;
  height: 200%;
  background: rgba(255,255,255,0.03);
  transform: rotate(-15deg);
}

.features-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.features-content h2 {
  font-size: 42px;
  color: var(--white);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 20px;
}

.lead-text {
  font-size: 17px;
  line-height: 1.7;
  opacity: 0.9;
  margin-bottom: 40px;
}

.feature-grid-compact {
  display: grid;
  gap: 25px;
}

.feature-compact {
  display: flex;
  gap: 20px;
  align-items: start;
}

.feature-number {
  width: 50px;
  height: 50px;
  background: rgba(255,255,255,0.1);
  border: 2px solid rgba(255,255,255,0.2);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  font-weight: 700;
  flex-shrink: 0;
}

.feature-compact h4 {
  font-size: 18px;
  margin-bottom: 5px;
  font-weight: 600;
}

.feature-compact p {
  opacity: 0.8;
  font-size: 14px;
  line-height: 1.6;
}

.visual-stack {
  display: flex;
  flex-direction: column;
  gap: 20px;
  transform: perspective(1000px) rotateY(-5deg);
}

.visual-card {
  background: rgba(255,255,255,0.95);
  padding: 30px;
  border-radius: 15px;
  color: var(--dark-brown);
  transition: transform 0.3s;
}

.visual-card:hover {
  transform: translateX(10px);
}

.visual-card.primary {
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
}

.visual-card.secondary {
  background: var(--white);
}

.visual-card.accent {
  background: var(--cream);
}

.visual-card svg {
  margin-bottom: 15px;
}

.visual-card h3 {
  font-size: 36px;
  font-weight: 700;
  margin-bottom: 5px;
}

.visual-card p {
  font-size: 14px;
  opacity: 0.9;
}

.process-timeline {
  padding: 100px 0;
  background: var(--text-dark);
  color: var(--white);
}

.timeline-container {
  max-width: 1000px;
  margin: 0 auto;
  position: relative;
}

.timeline-container::before {
  content: '';
  position: absolute;
  left: 50%;
  top: 0;
  bottom: 0;
  width: 2px;
  background: rgba(255,255,255,0.2);
  transform: translateX(-50%);
}

.timeline-item {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  gap: 40px;
  margin-bottom: 60px;
  position: relative;
  align-items: center;
}

.timeline-item:nth-child(odd) .timeline-content {
  grid-column: 1;
  grid-row: 1;
  text-align: right;
}

.timeline-item:nth-child(odd) .timeline-marker {
  grid-column: 2;
  grid-row: 1;
}

.timeline-item:nth-child(even) .timeline-content {
  grid-column: 3;
  grid-row: 1;
  text-align: left;
}

.timeline-item:nth-child(even) .timeline-marker {
  grid-column: 2;
  grid-row: 1;
}

.timeline-marker {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  font-weight: 700;
  z-index: 2;
  position: relative;
  box-shadow: 0 0 0 10px var(--text-dark);
}

.timeline-content {
  padding: 25px;
  background: rgba(255,255,255,0.05);
  border-radius: 12px;
  box-shadow: 0 4px 15px rgba(0,0,0,0.2);
  border: 1px solid rgba(255,255,255,0.1);
}

.timeline-content h3 {
  font-size: 22px;
  color: var(--white);
  margin-bottom: 10px;
  font-weight: 600;
}

.timeline-content p {
  color: rgba(255,255,255,0.8);
  line-height: 1.6;
}


.testimonials-modern {
  padding: 100px 0;
  background: var(--white);
}

.testimonials-layout {
  display: grid;
  grid-template-columns: 0.4fr 1fr;
  gap: 60px;
  align-items: start;
}

.testimonials-header h2 {
  font-size: 42px;
  color: var(--dark-brown);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 20px;
}

.testimonials-header p {
  color: var(--text-medium);
  line-height: 1.7;
  margin-bottom: 30px;
}

.stat-badge {
  background: var(--cream);
  padding: 25px;
  border-radius: 12px;
  text-align: center;
}

.stat-badge strong {
  display: block;
  font-size: 42px;
  color: var(--dark-brown);
  margin-bottom: 10px;
}

.stars {
  color: var(--primary-tan);
  font-size: 20px;
  margin-bottom: 10px;
}

.stat-badge span {
  font-size: 13px;
  color: var(--text-medium);
}

.testimonials-carousel {
  display: grid;
  gap: 25px;
}

.testimonial-modern {
  background: var(--cream);
  padding: 35px;
  border-radius: 15px;
  position: relative;
  transition: transform 0.3s;
}

.testimonial-modern:hover {
  transform: translateY(-5px);
}

.quote-icon {
  font-size: 60px;
  color: var(--primary-tan);
  opacity: 0.3;
  line-height: 1;
  margin-bottom: 15px;
}

.testimonial-text {
  color: var(--text-dark);
  font-size: 16px;
  line-height: 1.7;
  margin-bottom: 25px;
  font-style: italic;
}

.testimonial-author-modern {
  display: flex;
  gap: 15px;
  align-items: center;
}

.author-avatar {
  width: 50px;
  height: 50px;
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  flex-shrink: 0;
}

.testimonial-author-modern strong {
  display: block;
  color: var(--dark-brown);
  font-size: 15px;
  margin-bottom: 3px;
}

.testimonial-author-modern span {
  font-size: 13px;
  color: var(--text-medium);
}

.cta-modern {
  padding: 80px 0;
  background: var(--cream);
}

.cta-card-modern {
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  border-radius: 25px;
  padding: 70px;
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 60px;
  align-items: center;
  position: relative;
  overflow: hidden;
}

.cta-card-modern::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 500px;
  height: 500px;
  background: rgba(255,255,255,0.1);
  border-radius: 50%;
}

.cta-content-modern {
  position: relative;
  z-index: 1;
}

.cta-content-modern h2 {
  font-size: 38px;
  color: var(--white);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 20px;
}

.cta-content-modern > p {
  color: rgba(255,255,255,0.95);
  line-height: 1.7;
  margin-bottom: 30px;
  font-size: 16px;
}

.btn-cta-large {
  display: inline-block;
  background: var(--white);
  color: var(--dark-brown);
  padding: 16px 40px;
  border-radius: 30px;
  text-decoration: none;
  font-weight: 700;
  font-size: 17px;
  transition: all 0.3s;
  box-shadow: 0 4px 15px rgba(0,0,0,0.1);
  margin-bottom: 25px;
}

.btn-cta-large:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0,0,0,0.15);
}

.cta-trust {
  display: flex;
  gap: 25px;
  flex-wrap: wrap;
}

.cta-trust span {
  color: rgba(255,255,255,0.95);
  font-size: 14px;
}

.cta-visual {
  position: relative;
  z-index: 1;
}

.cta-icon-group {
  display: flex;
  gap: 15px;
  justify-content: center;
  flex-wrap: wrap;
}

.cta-icon {
  width: 80px;
  height: 80px;
  background: rgba(255,255,255,0.2);
  backdrop-filter: blur(10px);
  border: 2px solid rgba(255,255,255,0.3);
  border-radius: 15px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  animation: float 3s ease-in-out infinite;
}

.cta-icon:nth-child(2) {
  animation-delay: 0.5s;
}

.cta-icon:nth-child(3) {
  animation-delay: 1s;
}

.cta-icon svg {
  width: 35px;
  height: 35px;
}

.footer-modern {
  background: var(--dark-brown);
  color: var(--white);
  padding: 70px 0 30px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 60px;
  margin-bottom: 50px;
}

.footer-brand-modern .footer-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 20px;
}

.footer-brand-modern p {
  color: rgba(255,255,255,0.8);
  line-height: 1.7;
  margin-bottom: 25px;
  font-size: 14px;
}

.footer-contact-modern {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer-contact-item {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255,255,255,0.8);
  text-decoration: none;
  transition: color 0.3s;
  font-size: 14px;
}

.footer-contact-item:hover {
  color: var(--white);
}

.footer-links-modern {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.footer-column-modern h4 {
  color: var(--primary-tan);
  font-size: 16px;
  margin-bottom: 20px;
  font-weight: 600;
}

.footer-column-modern ul {
  list-style: none;
}

.footer-column-modern li {
  margin-bottom: 10px;
}

.footer-column-modern a {
  color: rgba(255,255,255,0.8);
  text-decoration: none;
  font-size: 14px;
  transition: color 0.3s;
}

.footer-column-modern a:hover {
  color: var(--white);
}

.footer-column-modern p {
  color: rgba(255,255,255,0.8);
  font-size: 14px;
  line-height: 1.6;
}

.footer-bottom-modern {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 25px;
  text-align: center;
  color: rgba(255,255,255,0.7);
  font-size: 14px;
}

.toast {
  position: fixed;
  bottom: -100px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--dark-brown);
  color: var(--white);
  padding: 15px 30px;
  border-radius: 8px;
  box-shadow: 0 4px 15px rgba(0,0,0,0.2);
  transition: bottom 0.3s;
  z-index: 1000;
  min-width: 300px;
  text-align: center;
}

.toast.show {
  bottom: 30px;
}

.toast.success {
  background: var(--success);
}

.toast.error {
  background: var(--error);
}

.fade-in-up,
.fade-in-left,
.fade-in-right,
.scale-in {
  opacity: 0;
  animation-duration: 0.8s;
  animation-fill-mode: forwards;
}

.fade-in-up {
  animation-name: fadeInUp;
}

.fade-in-left {
  animation-name: fadeInLeft;
}

.fade-in-right {
  animation-name: fadeInRight;
}

.delay-1 { animation-delay: 0.15s; }
.delay-2 { animation-delay: 0.3s; }
.delay-3 { animation-delay: 0.45s; }

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes fadeInLeft {
  from {
    opacity: 0;
    transform: translateX(-30px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes fadeInRight {
  from {
    opacity: 0;
    transform: translateX(30px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

@media (max-width: 1200px) {
  .container-wide {
    padding: 0 30px;
  }

  .hero-split {
    gap: 50px;
  }

  .hero-content-modern h1 {
    font-size: 48px;
  }
}

@media (max-width: 992px) {
  .hero-split,
  .services-asymmetric,
  .features-split,
  .testimonials-layout,
  .cta-card-modern,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .service-column {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
  }

  .visual-stack {
    transform: none;
  }

  .timeline-container::before {
    left: 30px;
  }

  .timeline-item {
    grid-template-columns: auto 1fr;
    gap: 20px;
  }

  .timeline-item:nth-child(even) .timeline-content,
  .timeline-content {
    grid-column: 2;
    grid-row: 1;
    text-align: left;
  }

  .timeline-marker {
    grid-column: 1;
    width: 50px;
    height: 50px;
    font-size: 20px;
  }

  .timeline-icon {
    display: none;
  }

  .footer-links-modern {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .mobile-toggle {
    display: flex;
  }

  .nav-menu {
    position: fixed;
    top: 70px;
    right: -100%;
    width: 280px;
    height: calc(100vh - 70px);
    background: var(--white);
    flex-direction: column;
    align-items: flex-start;
    padding: 30px;
    box-shadow: -2px 0 10px rgba(0,0,0,0.1);
    transition: right 0.3s;
    gap: 20px;
  }

  .nav-menu.active {
    right: 0;
  }

  .container-wide {
    padding: 0 20px;
  }

  .hero-modern {
    padding: 80px 0 60px;
  }

  .hero-content-modern h1 {
    font-size: 36px;
  }

  .hero-stats {
    flex-direction: column;
    gap: 20px;
  }

  .floating-card {
    position: static;
    margin: 20px 0;
  }

  .section-intro h2,
  .features-content h2,
  .testimonials-header h2,
  .cta-content-modern h2 {
    font-size: 32px;
  }

  .service-column {
    grid-template-columns: 1fr;
  }

  .footer-links-modern {
    grid-template-columns: 1fr;
  }

  .cta-card-modern {
    padding: 40px 30px;
  }

  .hero-cta-group {
    flex-direction: column;
    align-items: flex-start;
  }
}

@media (max-width: 480px) {
  .info-banner-content {
    flex-direction: column;
    gap: 10px;
    font-size: 12px;
  }

  .hero-content-modern h1 {
    font-size: 30px;
  }

  .cta-trust {
    flex-direction: column;
    gap: 10px;
  }
}

.page-hero {
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  padding: 140px 0 100px;
  position: relative;
  overflow: hidden;
  text-align: center;
}

.health-hero {
  background: linear-gradient(135deg, rgba(139, 115, 85, 0.95), rgba(101, 84, 63, 0.95)),
              url('https://storage.googleapis.com/campaign-website-images/10029/pexels-photo-4386467.webp') center/cover;
}

.life-hero {
  background: linear-gradient(135deg, rgba(139, 115, 85, 0.95), rgba(101, 84, 63, 0.95)),
              url('https://storage.googleapis.com/campaign-website-images/10029/pexels-photo-1648387.webp') center/cover;
}

.hero-overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(101, 67, 33, 0.4);
}

.page-hero .hero-content {
  position: relative;
  z-index: 1;
  color: var(--white);
  max-width: 800px;
  margin: 0 auto;
}

.hero-badge {
  display: inline-block;
  background: rgba(255,255,255,0.2);
  backdrop-filter: blur(10px);
  padding: 8px 24px;
  border-radius: 30px;
  font-size: 14px;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 20px;
  border: 1px solid rgba(255,255,255,0.3);
}

.page-hero h1 {
  font-size: 56px;
  font-weight: 700;
  margin-bottom: 20px;
  color: var(--white);
  line-height: 1.2;
  text-shadow: 0 2px 10px rgba(0,0,0,0.2);
}

.page-hero p {
  font-size: 20px;
  color: rgba(255,255,255,0.95);
  line-height: 1.6;
  margin-bottom: 35px;
}

.hero-features {
  display: flex;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}

.hero-feature {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--white);
  font-size: 15px;
  font-weight: 500;
}

.hero-feature svg {
  flex-shrink: 0;
}

.intro-section {
  padding: 80px 0;
  background: var(--white);
}

.intro-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.intro-image img {
  width: 100%;
  border-radius: 15px;
  box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.intro-content h2 {
  font-size: 36px;
  color: var(--dark-brown);
  margin-bottom: 20px;
  font-weight: 700;
}

.intro-content p {
  color: var(--text-medium);
  line-height: 1.7;
  margin-bottom: 20px;
  font-size: 16px;
}

.coverage-details-section {
  padding: 80px 0;
  background: var(--cream);
}

.section-title {
  text-align: center;
  font-size: 38px;
  color: var(--dark-brown);
  margin-bottom: 50px;
  font-weight: 700;
}

.section-subtitle {
  text-align: center;
  font-size: 16px;
  color: var(--text-medium);
  margin-bottom: 40px;
  margin-top: -30px;
}

.coverage-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
}

.coverage-card {
  background: var(--white);
  padding: 30px;
  border-radius: 12px;
  text-align: center;
  transition: transform 0.3s, box-shadow 0.3s;
}

.coverage-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.coverage-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.coverage-icon svg {
  width: 30px;
  height: 30px;
}

.coverage-card h3 {
  font-size: 18px;
  color: var(--dark-brown);
  margin-bottom: 10px;
  font-weight: 600;
}

.coverage-card p {
  color: var(--text-medium);
  font-size: 14px;
  line-height: 1.6;
}

.plans-section {
  padding: 80px 0;
  background: var(--white);
}

.plans-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.plan-card {
  background: var(--cream);
  border-radius: 15px;
  padding: 40px;
  position: relative;
  transition: transform 0.3s, box-shadow 0.3s;
}

.plan-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.plan-card.featured {
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
}

.plan-badge {
  position: absolute;
  top: -15px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--success);
  color: var(--white);
  padding: 6px 20px;
  border-radius: 20px;
  font-size: 12px;
  font-weight: 600;
}

.plan-header {
  text-align: center;
  margin-bottom: 30px;
  padding-bottom: 20px;
  border-bottom: 2px solid rgba(0,0,0,0.1);
}

.plan-card.featured .plan-header {
  border-bottom-color: rgba(255,255,255,0.3);
}

.plan-header h3 {
  font-size: 28px;
  font-weight: 700;
  margin-bottom: 10px;
  color: var(--dark-brown);
}

.plan-card.featured .plan-header h3 {
  color: var(--white);
}

.plan-header p {
  color: var(--text-medium);
  font-size: 14px;
}

.plan-card.featured .plan-header p {
  color: rgba(255,255,255,0.9);
}

.plan-features {
  list-style: none;
  margin-bottom: 30px;
}

.plan-features li {
  padding: 12px 0;
  padding-left: 30px;
  position: relative;
  color: var(--text-dark);
  font-size: 15px;
}

.plan-card.featured .plan-features li {
  color: var(--white);
}

.plan-features li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--success);
  font-weight: 700;
  font-size: 18px;
}

.plan-card.featured .plan-features li::before {
  color: var(--white);
}

.btn-primary,
.btn-secondary {
  display: block;
  text-align: center;
  padding: 14px 30px;
  border-radius: 25px;
  text-decoration: none;
  font-weight: 600;
  transition: all 0.3s;
}

.btn-primary {
  background: var(--white);
  color: var(--dark-brown);
}

.btn-primary:hover {
  background: var(--cream);
  transform: translateY(-2px);
}

.btn-secondary {
  background: var(--primary-tan);
  color: var(--white);
}

.btn-secondary:hover {
  background: var(--dark-tan);
  transform: translateY(-2px);
}

.benefits-section {
  padding: 80px 0;
  background: var(--white);
}

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
}

.benefit-item {
  display: flex;
  gap: 20px;
  align-items: start;
  background: var(--cream);
  padding: 30px;
  border-radius: 12px;
  transition: transform 0.3s;
}

.benefit-item:hover {
  transform: translateY(-5px);
}

.benefit-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.benefit-icon svg {
  width: 30px;
  height: 30px;
}

.benefit-content h3 {
  font-size: 20px;
  color: var(--dark-brown);
  margin-bottom: 10px;
  font-weight: 600;
}

.benefit-content p {
  color: var(--text-medium);
  line-height: 1.6;
  font-size: 15px;
}

.types-section {
  padding: 80px 0;
  background: var(--white);
}

.types-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.type-card {
  background: var(--cream);
  padding: 35px;
  border-radius: 12px;
  transition: transform 0.3s, box-shadow 0.3s;
}

.type-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.type-card h3 {
  font-size: 24px;
  color: var(--dark-brown);
  margin-bottom: 15px;
  font-weight: 700;
}

.type-card p {
  color: var(--text-medium);
  line-height: 1.7;
  margin-bottom: 20px;
  font-size: 15px;
}

.type-card ul {
  list-style: none;
}

.type-card ul li {
  padding: 8px 0;
  padding-left: 25px;
  position: relative;
  color: var(--text-dark);
  font-size: 14px;
}

.type-card ul li::before {
  content: "•";
  position: absolute;
  left: 0;
  color: var(--primary-tan);
  font-weight: 700;
  font-size: 20px;
}

.calculator-section {
  padding: 80px 0;
  background: var(--cream);
}

.calculator-content {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

.calculator-content h2 {
  font-size: 36px;
  color: var(--dark-brown);
  margin-bottom: 20px;
  font-weight: 700;
}

.calculator-content > p {
  color: var(--text-medium);
  line-height: 1.7;
  margin-bottom: 30px;
  font-size: 16px;
}

.calculator-factors {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-bottom: 40px;
  text-align: left;
}

.factor {
  display: flex;
  gap: 12px;
  align-items: center;
  background: var(--white);
  padding: 15px 20px;
  border-radius: 8px;
}

.factor svg {
  color: var(--success);
  flex-shrink: 0;
}

.factor span {
  color: var(--text-dark);
  font-size: 15px;
}

.faq-section {
  padding: 80px 0;
  background: var(--white);
}

.faq-container {
  max-width: 900px;
  margin: 0 auto;
}

.faq-item {
  background: var(--cream);
  border-radius: 10px;
  margin-bottom: 15px;
  overflow: hidden;
  transition: all 0.3s;
}

.faq-question {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 25px 30px;
  cursor: pointer;
  user-select: none;
}

.faq-question h3 {
  font-size: 18px;
  color: var(--dark-brown);
  font-weight: 600;
  margin: 0;
}

.faq-question svg {
  color: var(--primary-tan);
  transition: transform 0.3s;
  flex-shrink: 0;
}

.faq-item.active .faq-question svg {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s;
}

.faq-item.active .faq-answer {
  max-height: 500px;
}

.faq-answer p {
  padding: 0 30px 25px;
  color: var(--text-medium);
  line-height: 1.7;
  font-size: 15px;
}

.cta-section {
  padding: 80px 0;
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  text-align: center;
}

.cta-content h2 {
  font-size: 38px;
  color: var(--white);
  margin-bottom: 15px;
  font-weight: 700;
}

.cta-content p {
  font-size: 16px;
  color: rgba(255,255,255,0.95);
  margin-bottom: 30px;
  line-height: 1.7;
}

.btn-cta {
  display: inline-block;
  background: var(--white);
  color: var(--dark-brown);
  padding: 16px 40px;
  border-radius: 30px;
  text-decoration: none;
  font-weight: 700;
  font-size: 17px;
  transition: all 0.3s;
  box-shadow: 0 4px 15px rgba(0,0,0,0.1);
}

.btn-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0,0,0,0.15);
}

.contact-section {
  padding: 80px 0;
  background: var(--white);
}

.contact-grid {
  display: grid;
  grid-template-columns: 1.3fr 0.7fr;
  gap: 60px;
}

.contact-form-wrapper h2 {
  font-size: 32px;
  color: var(--dark-brown);
  margin-bottom: 30px;
  font-weight: 700;
}

.contact-form {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.form-group {
  display: flex;
  flex-direction: column;
}

.form-group label {
  font-size: 15px;
  color: var(--dark-brown);
  margin-bottom: 8px;
  font-weight: 600;
}

.required {
  color: var(--error);
}

.form-group input,
.form-group select,
.form-group textarea {
  padding: 14px 18px;
  border: 2px solid var(--border-color);
  border-radius: 8px;
  font-size: 15px;
  font-family: inherit;
  transition: border-color 0.3s;
  background: var(--white);
  color: var(--text-dark);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--primary-tan);
}

.form-group.error input,
.form-group.error select,
.form-group.error textarea {
  border-color: var(--error);
}

.error-message {
  color: var(--error);
  font-size: 13px;
  margin-top: 5px;
  min-height: 18px;
}

.form-group.error .error-message {
  display: block;
}

.checkbox-group {
  margin-top: 10px;
}

.checkbox-label {
  display: flex;
  gap: 12px;
  align-items: start;
  cursor: pointer;
}

.checkbox-label input[type="checkbox"] {
  margin-top: 3px;
  width: 18px;
  height: 18px;
  cursor: pointer;
  flex-shrink: 0;
}

.checkbox-text {
  font-size: 13px;
  color: var(--text-medium);
  line-height: 1.6;
}

.checkbox-text a {
  color: var(--primary-tan);
  text-decoration: underline;
}

.checkbox-group.error .checkbox-text {
  color: var(--error);
}

.checkbox-group .error-message {
  margin-left: 30px;
}

.btn-submit {
  background: var(--dark-brown);
  color: var(--white);
  padding: 16px 40px;
  border: none;
  border-radius: 30px;
  font-size: 17px;
  font-weight: 700;
  cursor: pointer;
  transition: all 0.3s;
  position: relative;
  overflow: hidden;
}

.btn-submit:hover {
  background: var(--text-dark);
  transform: translateY(-2px);
}

.btn-submit.loading {
  pointer-events: none;
  opacity: 0.7;
}

.btn-submit.loading:hover {
  transform: none;
}

.btn-text {
  display: inline-block;
  transition: visibility 0s;
}

.btn-submit.loading .btn-text {
  visibility: hidden;
}

.btn-loader {
  display: none;
  position: absolute;
  top: 50%;
  left: 50%;
  width: 20px;
  height: 20px;
  margin-top: -10px;
  margin-left: -10px;
  border: 3px solid rgba(255,255,255,0.3);
  border-top-color: var(--white);
  border-radius: 50%;
  animation: spin 0.8s linear infinite;
}

.btn-submit.loading .btn-loader {
  display: block;
}

.contact-info-wrapper {
  display: flex;
  flex-direction: column;
  gap: 30px;
}

.contact-info-banner {
  background: var(--cream);
  padding: 35px;
  border-radius: 15px;
}

.contact-info-banner h3 {
  font-size: 24px;
  color: var(--dark-brown);
  margin-bottom: 25px;
  font-weight: 700;
}

.contact-item {
  display: flex;
  gap: 15px;
  align-items: start;
  margin-bottom: 25px;
}

.contact-item:last-child {
  margin-bottom: 0;
}

.contact-icon {
  width: 50px;
  height: 50px;
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-icon svg {
  width: 24px;
  height: 24px;
}

.contact-details h4 {
  font-size: 16px;
  color: var(--dark-brown);
  margin-bottom: 5px;
  font-weight: 600;
}

.contact-details a,
.contact-details p {
  color: var(--text-medium);
  text-decoration: none;
  font-size: 15px;
  line-height: 1.6;
}

.contact-details a:hover {
  color: var(--primary-tan);
}

.info-box {
  background: var(--cream);
  padding: 30px;
  border-radius: 12px;
}

.info-box h3 {
  font-size: 20px;
  color: var(--dark-brown);
  margin-bottom: 20px;
  font-weight: 700;
}

.info-box ul {
  list-style: none;
}

.info-box li {
  display: flex;
  gap: 12px;
  align-items: start;
  padding: 10px 0;
  color: var(--text-dark);
  font-size: 15px;
}

.info-box li svg {
  color: var(--success);
  flex-shrink: 0;
  margin-top: 2px;
}

.footer {
  background: var(--dark-brown);
  color: var(--white);
  padding: 60px 0 30px;
}

.footer-content {
  display: grid;
  grid-template-columns: 1.5fr 1fr;
  gap: 60px;
  margin-bottom: 40px;
}

.footer-brand h3 {
  font-size: 24px;
  color: var(--white);
  margin-bottom: 15px;
  font-weight: 700;
}

.footer-brand p {
  color: rgba(255,255,255,0.8);
  line-height: 1.7;
  font-size: 15px;
}

.footer-links {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
}

.footer-column h4 {
  font-size: 16px;
  color: var(--primary-tan);
  margin-bottom: 15px;
  font-weight: 600;
}

.footer-column ul {
  list-style: none;
}

.footer-column li {
  margin-bottom: 10px;
}

.footer-column a {
  color: rgba(255,255,255,0.8);
  text-decoration: none;
  font-size: 14px;
  transition: color 0.3s;
}

.footer-column a:hover {
  color: var(--white);
}

.footer-column p {
  color: rgba(255,255,255,0.8);
  font-size: 14px;
  line-height: 1.6;
  margin-bottom: 8px;
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 25px;
  text-align: center;
}

.footer-bottom p {
  color: rgba(255,255,255,0.7);
  font-size: 14px;
}

/* Content Section - Privacy Policy & Terms */
.content-section {
  padding: 80px 0;
  background: var(--white);
}

.content-wrapper {
  max-width: 900px;
  margin: 0 auto;
  padding: 0 20px;
}

.content-wrapper h2 {
  color: var(--text-dark);
  font-size: 28px;
  font-weight: 700;
  margin: 40px 0 20px;
  padding-top: 20px;
  border-top: 2px solid var(--cream);
}

.content-wrapper h2:first-of-type {
  margin-top: 0;
  padding-top: 0;
  border-top: none;
}

.content-wrapper h3 {
  color: var(--dark-brown);
  font-size: 22px;
  font-weight: 600;
  margin: 30px 0 15px;
}

.content-wrapper p {
  color: var(--text-gray);
  font-size: 16px;
  line-height: 1.8;
  margin-bottom: 20px;
}

.content-wrapper p strong {
  color: var(--text-dark);
  font-weight: 600;
}

.content-wrapper a {
  color: var(--dark-brown);
  text-decoration: underline;
  transition: color 0.3s;
}

.content-wrapper a:hover {
  color: var(--brown);
}

.privacy-hero,
.terms-hero {
  background: linear-gradient(135deg, var(--dark-brown) 0%, var(--brown) 100%);
  padding: 140px 0 80px;
  position: relative;
  overflow: hidden;
}

.privacy-hero .hero-content h1,
.terms-hero .hero-content h1 {
  font-size: 48px;
  font-weight: 700;
  color: var(--white);
  margin: 0;
}

@media (max-width: 992px) {
  .intro-grid,
  .contact-grid {
    grid-template-columns: 1fr;
  }

  .coverage-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .plans-grid,
  .types-grid {
    grid-template-columns: 1fr;
  }

  .benefits-grid {
    grid-template-columns: 1fr;
  }

  .calculator-factors {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 768px) {
  .page-hero {
    padding: 120px 0 80px;
  }

  .page-hero h1 {
    font-size: 36px;
  }

  .page-hero p {
    font-size: 16px;
  }

  .hero-features {
    gap: 20px;
  }

  .hero-feature {
    font-size: 13px;
  }

  .coverage-grid {
    grid-template-columns: 1fr;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .footer-content {
    grid-template-columns: 1fr;
  }

  .footer-links {
    grid-template-columns: 1fr;
  }
}
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

:root {
  --primary-tan: #C9B398;
  --light-tan: #E8DCC4;
  --dark-tan: #A89176;
  --cream: #F5F1E8;
  --dark-brown: #5D4E37;
  --text-dark: #2C2416;
  --text-medium: #5D5347;
  --white: #FFFFFF;
  --border-color: #D4C4A8;
  --success: #6B8E23;
  --error: #C44536;
  --accent: #D4A574;
}

body {
  font-family: 'Segoe UI', Tahoma, Geneva, Verdana, sans-serif;
  line-height: 1.6;
  color: var(--text-dark);
  background: var(--cream);
  overflow-x: hidden;
}

/* Loading mechanism styles */
.dynamic-content {
    opacity: 0;
    transition: opacity 0.4s ease-in-out;
}
.dynamic-content.loaded {
    opacity: 1;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
}

.container-wide {
  max-width: 1400px;
  margin: 0 auto;
  padding: 0 40px;
}

.page-loader {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: var(--cream);
  display: flex;
  align-items: center;
  justify-content: center;
  z-index: 9999;
  transition: opacity 0.3s, visibility 0.3s;
}

.page-loader.hidden {
  opacity: 0;
  visibility: hidden;
}

.loader-spinner {
  width: 50px;
  height: 50px;
  border: 4px solid var(--light-tan);
  border-top-color: var(--primary-tan);
  border-radius: 50%;
  animation: spin 1s linear infinite;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

.info-banner {
  background: var(--primary-tan);
  color: var(--white);
  padding: 10px 0;
  font-size: 14px;
}

.info-banner-content {
  display: flex;
  justify-content: center;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
}

.info-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--white);
  text-decoration: none;
  transition: opacity 0.3s;
}

.info-item:hover {
  opacity: 0.8;
}

.header {
  background: var(--white);
  box-shadow: 0 2px 8px rgba(0,0,0,0.05);
  position: sticky;
  top: 0;
  z-index: 100;
}

.navbar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 18px 0;
}

.logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  color: var(--dark-brown);
}

.logo-icon {
  width: 45px;
  height: 45px;
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  font-weight: 700;
}

.logo-text {
  font-size: 24px;
  font-weight: 700;
}

.nav-menu {
  display: flex;
  list-style: none;
  gap: 35px;
  align-items: center;
}

.nav-menu a {
  color: var(--text-dark);
  text-decoration: none;
  font-weight: 500;
  font-size: 15px;
  transition: color 0.3s;
  position: relative;
}

.nav-menu a::after {
  content: '';
  position: absolute;
  bottom: -5px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--primary-tan);
  transition: width 0.3s;
}

.nav-menu a:hover::after,
.nav-menu a.active::after {
  width: 100%;
}

.nav-menu a:hover,
.nav-menu a.active {
  color: var(--primary-tan);
}

.nav-cta {
  background: var(--primary-tan);
  color: var(--white) !important;
  padding: 10px 24px;
  border-radius: 25px;
  transition: all 0.3s;
}

.nav-cta::after {
  display: none;
}

.nav-cta:hover {
  background: var(--dark-tan);
  transform: translateY(-2px);
}

.mobile-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 5px;
}

.mobile-toggle span {
  width: 25px;
  height: 3px;
  background: var(--dark-brown);
  border-radius: 2px;
  transition: all 0.3s;
}

.mobile-toggle.active span:nth-child(1) {
  transform: rotate(45deg) translate(7px, 7px);
}

.mobile-toggle.active span:nth-child(2) {
  opacity: 0;
}

.mobile-toggle.active span:nth-child(3) {
  transform: rotate(-45deg) translate(7px, -7px);
}

.hero-modern {
  background: linear-gradient(135deg, var(--cream) 0%, var(--light-tan) 100%);
  padding: 120px 0 100px;
  position: relative;
  overflow: hidden;
}

.hero-shape-top {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 200px;
  background: var(--white);
  clip-path: polygon(0 0, 100% 0, 100% 50%, 0 100%);
}

.hero-shape-bottom {
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  height: 150px;
  background: var(--white);
  clip-path: polygon(0 100%, 100% 50%, 100% 100%, 0 100%);
}

.hero-split {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 80px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero-badge {
  display: inline-block;
  background: rgba(255,255,255,0.9);
  color: var(--dark-brown);
  padding: 8px 20px;
  border-radius: 25px;
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 25px;
  box-shadow: 0 2px 10px rgba(0,0,0,0.08);
}

.hero-content-modern h1 {
  font-size: 58px;
  line-height: 1.1;
  color: var(--dark-brown);
  margin-bottom: 25px;
  font-weight: 800;
}

.highlight {
  color: var(--primary-tan);
  position: relative;
  display: inline-block;
}

.highlight::after {
  content: '';
  position: absolute;
  bottom: 5px;
  left: 0;
  width: 100%;
  height: 12px;
  background: rgba(201, 179, 152, 0.3);
  z-index: -1;
}

.hero-content-modern > p {
  font-size: 18px;
  color: var(--text-medium);
  margin-bottom: 35px;
  line-height: 1.7;
  max-width: 540px;
}

.hero-cta-group {
  display: flex;
  gap: 20px;
  align-items: center;
  margin-bottom: 50px;
  flex-wrap: wrap;
}

.btn-primary-modern {
  background: var(--dark-brown);
  color: var(--white);
  padding: 16px 35px;
  border-radius: 30px;
  text-decoration: none;
  font-weight: 600;
  font-size: 16px;
  transition: all 0.3s;
  box-shadow: 0 4px 15px rgba(93, 78, 55, 0.2);
}

.btn-primary-modern:hover {
  background: var(--text-dark);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(93, 78, 55, 0.3);
}

.btn-text-link {
  display: flex;
  align-items: center;
  gap: 8px;
  color: var(--dark-brown);
  text-decoration: none;
  font-weight: 600;
  transition: gap 0.3s;
}

.btn-text-link:hover {
  gap: 12px;
}

.hero-stats {
  display: flex;
  gap: 40px;
  padding-top: 40px;
  border-top: 2px solid rgba(201, 179, 152, 0.3);
}

.stat-item {
  display: flex;
  flex-direction: column;
}

.stat-item strong {
  font-size: 32px;
  color: var(--dark-brown);
  font-weight: 700;
  line-height: 1;
  margin-bottom: 5px;
}

.stat-item span {
  font-size: 13px;
  color: var(--text-medium);
}

.hero-image-modern {
  position: relative;
}

.hero-image-modern img {
  width: 100%;
  border-radius: 20px;
  box-shadow: 0 20px 60px rgba(0,0,0,0.15);
}

.floating-card {
  position: absolute;
  background: var(--white);
  padding: 20px;
  border-radius: 12px;
  box-shadow: 0 10px 30px rgba(0,0,0,0.1);
  display: flex;
  gap: 15px;
  align-items: center;
  animation: float 3s ease-in-out infinite;
}

.card-1 {
  top: 10%;
  right: -10%;
}

.card-2 {
  bottom: 15%;
  left: -10%;
  animation-delay: 1s;
}

@keyframes float {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-15px); }
}

.card-icon {
  width: 50px;
  height: 50px;
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.card-icon svg {
  width: 24px;
  height: 24px;
}

.card-content strong {
  display: block;
  color: var(--dark-brown);
  font-size: 15px;
  margin-bottom: 2px;
}

.card-content span {
  font-size: 13px;
  color: var(--text-medium);
}

.section-intro {
  text-align: center;
  margin-bottom: 60px;
}

.section-label {
  display: inline-block;
  color: var(--primary-tan);
  font-weight: 600;
  font-size: 14px;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 15px;
}

.section-label.light {
  color: var(--white);
}

.section-intro h2 {
  font-size: 42px;
  color: var(--dark-brown);
  font-weight: 700;
  line-height: 1.2;
}

.process-timeline .section-intro h2 {
  color: var(--white);
}

.process-timeline .section-label {
  color: var(--primary-tan);
}

.services-modern {
  padding: 100px 0;
  background: var(--white);
}

.services-asymmetric {
  display: grid;
  grid-template-columns: 1.3fr 0.7fr;
  gap: 30px;
}

.service-large {
  background: var(--cream);
  border-radius: 20px;
  overflow: hidden;
  display: flex;
  flex-direction: column;
}

.service-image-wrapper {
  position: relative;
  height: 300px;
  overflow: hidden;
}

.service-image-wrapper img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s;
}

.service-large:hover .service-image-wrapper img {
  transform: scale(1.05);
}

.service-overlay {
  position: absolute;
  top: 20px;
  right: 20px;
}

.service-tag {
  background: var(--primary-tan);
  color: var(--white);
  padding: 6px 16px;
  border-radius: 20px;
  font-size: 12px;
  font-weight: 600;
}

.service-content-large {
  padding: 40px;
}

.service-content-large h3 {
  font-size: 28px;
  color: var(--dark-brown);
  margin-bottom: 15px;
  font-weight: 700;
}

.service-content-large > p {
  color: var(--text-medium);
  line-height: 1.7;
  margin-bottom: 25px;
}

.feature-list {
  list-style: none;
  margin-bottom: 30px;
}

.feature-list li {
  padding: 10px 0;
  padding-left: 30px;
  position: relative;
  color: var(--text-medium);
}

.feature-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--success);
  font-weight: 700;
  font-size: 18px;
}

.btn-secondary-modern {
  display: inline-block;
  background: transparent;
  color: var(--dark-brown);
  border: 2px solid var(--primary-tan);
  padding: 12px 28px;
  border-radius: 25px;
  text-decoration: none;
  font-weight: 600;
  transition: all 0.3s;
}

.btn-secondary-modern:hover {
  background: var(--primary-tan);
  color: var(--white);
}

.service-column {
  display: flex;
  flex-direction: column;
  gap: 30px;
}

.service-small {
  background: var(--cream);
  padding: 35px;
  border-radius: 20px;
  transition: transform 0.3s;
}

.service-small:hover {
  transform: translateY(-5px);
}

.service-icon-modern {
  width: 70px;
  height: 70px;
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
  border-radius: 15px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
}

.service-icon-modern svg {
  width: 35px;
  height: 35px;
}

.service-small h3 {
  font-size: 22px;
  color: var(--dark-brown);
  margin-bottom: 12px;
  font-weight: 600;
}

.service-small p {
  color: var(--text-medium);
  line-height: 1.7;
  margin-bottom: 20px;
}

.link-arrow {
  color: var(--primary-tan);
  text-decoration: none;
  font-weight: 600;
  transition: gap 0.3s;
}

.features-diagonal {
  background: linear-gradient(135deg, var(--dark-brown) 0%, var(--text-dark) 100%);
  padding: 120px 0;
  position: relative;
  overflow: hidden;
  color: var(--white);
}

.diagonal-bg {
  position: absolute;
  top: -50%;
  right: -10%;
  width: 80%;
  height: 200%;
  background: rgba(255,255,255,0.03);
  transform: rotate(-15deg);
}

.features-split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.features-content h2 {
  font-size: 42px;
  color: var(--white);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 20px;
}

.lead-text {
  font-size: 17px;
  line-height: 1.7;
  opacity: 0.9;
  margin-bottom: 40px;
}

.feature-grid-compact {
  display: grid;
  gap: 25px;
}

.feature-compact {
  display: flex;
  gap: 20px;
  align-items: start;
}

.feature-number {
  width: 50px;
  height: 50px;
  background: rgba(255,255,255,0.1);
  border: 2px solid rgba(255,255,255,0.2);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  font-weight: 700;
  flex-shrink: 0;
}

.feature-compact h4 {
  font-size: 18px;
  margin-bottom: 5px;
  font-weight: 600;
}

.feature-compact p {
  opacity: 0.8;
  font-size: 14px;
  line-height: 1.6;
}

.visual-stack {
  display: flex;
  flex-direction: column;
  gap: 20px;
  transform: perspective(1000px) rotateY(-5deg);
}

.visual-card {
  background: rgba(255,255,255,0.95);
  padding: 30px;
  border-radius: 15px;
  color: var(--dark-brown);
  transition: transform 0.3s;
}

.visual-card:hover {
  transform: translateX(10px);
}

.visual-card.primary {
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
}

.visual-card.secondary {
  background: var(--white);
}

.visual-card.accent {
  background: var(--cream);
}

.visual-card svg {
  margin-bottom: 15px;
}

.visual-card h3 {
  font-size: 36px;
  font-weight: 700;
  margin-bottom: 5px;
}

.visual-card p {
  font-size: 14px;
  opacity: 0.9;
}

.process-timeline {
  padding: 100px 0;
  background: var(--text-dark);
  color: var(--white);
}

.timeline-container {
  max-width: 1000px;
  margin: 0 auto;
  position: relative;
}

.timeline-container::before {
  content: '';
  position: absolute;
  left: 50%;
  top: 0;
  bottom: 0;
  width: 2px;
  background: rgba(255,255,255,0.2);
  transform: translateX(-50%);
}

.timeline-item {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  gap: 40px;
  margin-bottom: 60px;
  position: relative;
  align-items: center;
}

.timeline-item:nth-child(odd) .timeline-content {
  grid-column: 1;
  grid-row: 1;
  text-align: right;
}

.timeline-item:nth-child(odd) .timeline-marker {
  grid-column: 2;
  grid-row: 1;
}

.timeline-item:nth-child(even) .timeline-content {
  grid-column: 3;
  grid-row: 1;
  text-align: left;
}

.timeline-item:nth-child(even) .timeline-marker {
  grid-column: 2;
  grid-row: 1;
}

.timeline-marker {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 24px;
  font-weight: 700;
  z-index: 2;
  position: relative;
  box-shadow: 0 0 0 10px var(--text-dark);
}

.timeline-content {
  padding: 25px;
  background: rgba(255,255,255,0.05);
  border-radius: 12px;
  box-shadow: 0 4px 15px rgba(0,0,0,0.2);
  border: 1px solid rgba(255,255,255,0.1);
}

.timeline-content h3 {
  font-size: 22px;
  color: var(--white);
  margin-bottom: 10px;
  font-weight: 600;
}

.timeline-content p {
  color: rgba(255,255,255,0.8);
  line-height: 1.6;
}


.testimonials-modern {
  padding: 100px 0;
  background: var(--white);
}

.testimonials-layout {
  display: grid;
  grid-template-columns: 0.4fr 1fr;
  gap: 60px;
  align-items: start;
}

.testimonials-header h2 {
  font-size: 42px;
  color: var(--dark-brown);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 20px;
}

.testimonials-header p {
  color: var(--text-medium);
  line-height: 1.7;
  margin-bottom: 30px;
}

.stat-badge {
  background: var(--cream);
  padding: 25px;
  border-radius: 12px;
  text-align: center;
}

.stat-badge strong {
  display: block;
  font-size: 42px;
  color: var(--dark-brown);
  margin-bottom: 10px;
}

.stars {
  color: var(--primary-tan);
  font-size: 20px;
  margin-bottom: 10px;
}

.stat-badge span {
  font-size: 13px;
  color: var(--text-medium);
}

.testimonials-carousel {
  display: grid;
  gap: 25px;
}

.testimonial-modern {
  background: var(--cream);
  padding: 35px;
  border-radius: 15px;
  position: relative;
  transition: transform 0.3s;
}

.testimonial-modern:hover {
  transform: translateY(-5px);
}

.quote-icon {
  font-size: 60px;
  color: var(--primary-tan);
  opacity: 0.3;
  line-height: 1;
  margin-bottom: 15px;
}

.testimonial-text {
  color: var(--text-dark);
  font-size: 16px;
  line-height: 1.7;
  margin-bottom: 25px;
  font-style: italic;
}

.testimonial-author-modern {
  display: flex;
  gap: 15px;
  align-items: center;
}

.author-avatar {
  width: 50px;
  height: 50px;
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  flex-shrink: 0;
}

.testimonial-author-modern strong {
  display: block;
  color: var(--dark-brown);
  font-size: 15px;
  margin-bottom: 3px;
}

.testimonial-author-modern span {
  font-size: 13px;
  color: var(--text-medium);
}

.cta-modern {
  padding: 80px 0;
  background: var(--cream);
}

.cta-card-modern {
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  border-radius: 25px;
  padding: 70px;
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 60px;
  align-items: center;
  position: relative;
  overflow: hidden;
}

.cta-card-modern::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 500px;
  height: 500px;
  background: rgba(255,255,255,0.1);
  border-radius: 50%;
}

.cta-content-modern {
  position: relative;
  z-index: 1;
}

.cta-content-modern h2 {
  font-size: 38px;
  color: var(--white);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: 20px;
}

.cta-content-modern > p {
  color: rgba(255,255,255,0.95);
  line-height: 1.7;
  margin-bottom: 30px;
  font-size: 16px;
}

.btn-cta-large {
  display: inline-block;
  background: var(--white);
  color: var(--dark-brown);
  padding: 16px 40px;
  border-radius: 30px;
  text-decoration: none;
  font-weight: 700;
  font-size: 17px;
  transition: all 0.3s;
  box-shadow: 0 4px 15px rgba(0,0,0,0.1);
  margin-bottom: 25px;
}

.btn-cta-large:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0,0,0,0.15);
}

.cta-trust {
  display: flex;
  gap: 25px;
  flex-wrap: wrap;
}

.cta-trust span {
  color: rgba(255,255,255,0.95);
  font-size: 14px;
}

.cta-visual {
  position: relative;
  z-index: 1;
}

.cta-icon-group {
  display: flex;
  gap: 15px;
  justify-content: center;
  flex-wrap: wrap;
}

.cta-icon {
  width: 80px;
  height: 80px;
  background: rgba(255,255,255,0.2);
  backdrop-filter: blur(10px);
  border: 2px solid rgba(255,255,255,0.3);
  border-radius: 15px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  animation: float 3s ease-in-out infinite;
}

.cta-icon:nth-child(2) {
  animation-delay: 0.5s;
}

.cta-icon:nth-child(3) {
  animation-delay: 1s;
}

.cta-icon svg {
  width: 35px;
  height: 35px;
}

.footer-modern {
  background: var(--dark-brown);
  color: var(--white);
  padding: 70px 0 30px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 60px;
  margin-bottom: 50px;
}

.footer-brand-modern .footer-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 20px;
}

.footer-brand-modern p {
  color: rgba(255,255,255,0.8);
  line-height: 1.7;
  margin-bottom: 25px;
  font-size: 14px;
}

.footer-contact-modern {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer-contact-item {
  display: flex;
  align-items: center;
  gap: 10px;
  color: rgba(255,255,255,0.8);
  text-decoration: none;
  transition: color 0.3s;
  font-size: 14px;
}

.footer-contact-item:hover {
  color: var(--white);
}

.footer-links-modern {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.footer-column-modern h4 {
  color: var(--primary-tan);
  font-size: 16px;
  margin-bottom: 20px;
  font-weight: 600;
}

.footer-column-modern ul {
  list-style: none;
}

.footer-column-modern li {
  margin-bottom: 10px;
}

.footer-column-modern a {
  color: rgba(255,255,255,0.8);
  text-decoration: none;
  font-size: 14px;
  transition: color 0.3s;
}

.footer-column-modern a:hover {
  color: var(--white);
}

.footer-column-modern p {
  color: rgba(255,255,255,0.8);
  font-size: 14px;
  line-height: 1.6;
}

.footer-bottom-modern {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 25px;
  text-align: center;
  color: rgba(255,255,255,0.7);
  font-size: 14px;
}

.toast {
  position: fixed;
  bottom: -100px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--dark-brown);
  color: var(--white);
  padding: 15px 30px;
  border-radius: 8px;
  box-shadow: 0 4px 15px rgba(0,0,0,0.2);
  transition: bottom 0.3s;
  z-index: 1000;
  min-width: 300px;
  text-align: center;
}

.toast.show {
  bottom: 30px;
}

.toast.success {
  background: var(--success);
}

.toast.error {
  background: var(--error);
}

.fade-in-up,
.fade-in-left,
.fade-in-right,
.scale-in {
  opacity: 0;
  animation-duration: 0.8s;
  animation-fill-mode: forwards;
}

.fade-in-up {
  animation-name: fadeInUp;
}

.fade-in-left {
  animation-name: fadeInLeft;
}

.fade-in-right {
  animation-name: fadeInRight;
}

.delay-1 { animation-delay: 0.15s; }
.delay-2 { animation-delay: 0.3s; }
.delay-3 { animation-delay: 0.45s; }

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes fadeInLeft {
  from {
    opacity: 0;
    transform: translateX(-30px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

@keyframes fadeInRight {
  from {
    opacity: 0;
    transform: translateX(30px);
  }
  to {
    opacity: 1;
    transform: translateX(0);
  }
}

@media (max-width: 1200px) {
  .container-wide {
    padding: 0 30px;
  }

  .hero-split {
    gap: 50px;
  }

  .hero-content-modern h1 {
    font-size: 48px;
  }
}

@media (max-width: 992px) {
  .hero-split,
  .services-asymmetric,
  .features-split,
  .testimonials-layout,
  .cta-card-modern,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .service-column {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
  }

  .visual-stack {
    transform: none;
  }

  .timeline-container::before {
    left: 30px;
  }

  .timeline-item {
    grid-template-columns: auto 1fr;
    gap: 20px;
  }

  .timeline-item:nth-child(even) .timeline-content,
  .timeline-content {
    grid-column: 2;
    grid-row: 1;
    text-align: left;
  }

  .timeline-marker {
    grid-column: 1;
    width: 50px;
    height: 50px;
    font-size: 20px;
  }

  .timeline-icon {
    display: none;
  }

  .footer-links-modern {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .mobile-toggle {
    display: flex;
  }

  .nav-menu {
    position: fixed;
    top: 70px;
    right: -100%;
    width: 280px;
    height: calc(100vh - 70px);
    background: var(--white);
    flex-direction: column;
    align-items: flex-start;
    padding: 30px;
    box-shadow: -2px 0 10px rgba(0,0,0,0.1);
    transition: right 0.3s;
    gap: 20px;
  }

  .nav-menu.active {
    right: 0;
  }

  .container-wide {
    padding: 0 20px;
  }

  .hero-modern {
    padding: 80px 0 60px;
  }

  .hero-content-modern h1 {
    font-size: 36px;
  }

  .hero-stats {
    flex-direction: column;
    gap: 20px;
  }

  .floating-card {
    position: static;
    margin: 20px 0;
  }

  .section-intro h2,
  .features-content h2,
  .testimonials-header h2,
  .cta-content-modern h2 {
    font-size: 32px;
  }

  .service-column {
    grid-template-columns: 1fr;
  }

  .footer-links-modern {
    grid-template-columns: 1fr;
  }

  .cta-card-modern {
    padding: 40px 30px;
  }

  .hero-cta-group {
    flex-direction: column;
    align-items: flex-start;
  }
}

@media (max-width: 480px) {
  .info-banner-content {
    flex-direction: column;
    gap: 10px;
    font-size: 12px;
  }

  .hero-content-modern h1 {
    font-size: 30px;
  }

  .cta-trust {
    flex-direction: column;
    gap: 10px;
  }
}

.page-hero {
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  padding: 140px 0 100px;
  position: relative;
  overflow: hidden;
  text-align: center;
}

.health-hero {
  background: linear-gradient(135deg, rgba(139, 115, 85, 0.95), rgba(101, 84, 63, 0.95)),
              url('https://storage.googleapis.com/campaign-website-images/10029/pexels-photo-4386467.webp') center/cover;
}

.life-hero {
  background: linear-gradient(135deg, rgba(139, 115, 85, 0.95), rgba(101, 84, 63, 0.95)),
              url('https://storage.googleapis.com/campaign-website-images/10029/pexels-photo-1648387.webp') center/cover;
}

.hero-overlay {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: rgba(101, 67, 33, 0.4);
}

.page-hero .hero-content {
  position: relative;
  z-index: 1;
  color: var(--white);
  max-width: 800px;
  margin: 0 auto;
}

.hero-badge {
  display: inline-block;
  background: rgba(255,255,255,0.2);
  backdrop-filter: blur(10px);
  padding: 8px 24px;
  border-radius: 30px;
  font-size: 14px;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 20px;
  border: 1px solid rgba(255,255,255,0.3);
}

.page-hero h1 {
  font-size: 56px;
  font-weight: 700;
  margin-bottom: 20px;
  color: var(--white);
  line-height: 1.2;
  text-shadow: 0 2px 10px rgba(0,0,0,0.2);
}

.page-hero p {
  font-size: 20px;
  color: rgba(255,255,255,0.95);
  line-height: 1.6;
  margin-bottom: 35px;
}

.hero-features {
  display: flex;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}

.hero-feature {
  display: flex;
  align-items: center;
  gap: 10px;
  color: var(--white);
  font-size: 15px;
  font-weight: 500;
}

.hero-feature svg {
  flex-shrink: 0;
}

.intro-section {
  padding: 80px 0;
  background: var(--white);
}

.intro-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.intro-image img {
  width: 100%;
  border-radius: 15px;
  box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.intro-content h2 {
  font-size: 36px;
  color: var(--dark-brown);
  margin-bottom: 20px;
  font-weight: 700;
}

.intro-content p {
  color: var(--text-medium);
  line-height: 1.7;
  margin-bottom: 20px;
  font-size: 16px;
}

.coverage-details-section {
  padding: 80px 0;
  background: var(--cream);
}

.section-title {
  text-align: center;
  font-size: 38px;
  color: var(--dark-brown);
  margin-bottom: 50px;
  font-weight: 700;
}

.section-subtitle {
  text-align: center;
  font-size: 16px;
  color: var(--text-medium);
  margin-bottom: 40px;
  margin-top: -30px;
}

.coverage-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
}

.coverage-card {
  background: var(--white);
  padding: 30px;
  border-radius: 12px;
  text-align: center;
  transition: transform 0.3s, box-shadow 0.3s;
}

.coverage-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.coverage-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.coverage-icon svg {
  width: 30px;
  height: 30px;
}

.coverage-card h3 {
  font-size: 18px;
  color: var(--dark-brown);
  margin-bottom: 10px;
  font-weight: 600;
}

.coverage-card p {
  color: var(--text-medium);
  font-size: 14px;
  line-height: 1.6;
}

.plans-section {
  padding: 80px 0;
  background: var(--white);
}

.plans-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.plan-card {
  background: var(--cream);
  border-radius: 15px;
  padding: 40px;
  position: relative;
  transition: transform 0.3s, box-shadow 0.3s;
}

.plan-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.plan-card.featured {
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
}

.plan-badge {
  position: absolute;
  top: -15px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--success);
  color: var(--white);
  padding: 6px 20px;
  border-radius: 20px;
  font-size: 12px;
  font-weight: 600;
}

.plan-header {
  text-align: center;
  margin-bottom: 30px;
  padding-bottom: 20px;
  border-bottom: 2px solid rgba(0,0,0,0.1);
}

.plan-card.featured .plan-header {
  border-bottom-color: rgba(255,255,255,0.3);
}

.plan-header h3 {
  font-size: 28px;
  font-weight: 700;
  margin-bottom: 10px;
  color: var(--dark-brown);
}

.plan-card.featured .plan-header h3 {
  color: var(--white);
}

.plan-header p {
  color: var(--text-medium);
  font-size: 14px;
}

.plan-card.featured .plan-header p {
  color: rgba(255,255,255,0.9);
}

.plan-features {
  list-style: none;
  margin-bottom: 30px;
}

.plan-features li {
  padding: 12px 0;
  padding-left: 30px;
  position: relative;
  color: var(--text-dark);
  font-size: 15px;
}

.plan-card.featured .plan-features li {
  color: var(--white);
}

.plan-features li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--success);
  font-weight: 700;
  font-size: 18px;
}

.plan-card.featured .plan-features li::before {
  color: var(--white);
}

.btn-primary,
.btn-secondary {
  display: block;
  text-align: center;
  padding: 14px 30px;
  border-radius: 25px;
  text-decoration: none;
  font-weight: 600;
  transition: all 0.3s;
}

.btn-primary {
  background: var(--white);
  color: var(--dark-brown);
}

.btn-primary:hover {
  background: var(--cream);
  transform: translateY(-2px);
}

.btn-secondary {
  background: var(--primary-tan);
  color: var(--white);
}

.btn-secondary:hover {
  background: var(--dark-tan);
  transform: translateY(-2px);
}

.benefits-section {
  padding: 80px 0;
  background: var(--white);
}

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 30px;
}

.benefit-item {
  display: flex;
  gap: 20px;
  align-items: start;
  background: var(--cream);
  padding: 30px;
  border-radius: 12px;
  transition: transform 0.3s;
}

.benefit-item:hover {
  transform: translateY(-5px);
}

.benefit-icon {
  width: 60px;
  height: 60px;
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.benefit-icon svg {
  width: 30px;
  height: 30px;
}

.benefit-content h3 {
  font-size: 20px;
  color: var(--dark-brown);
  margin-bottom: 10px;
  font-weight: 600;
}

.benefit-content p {
  color: var(--text-medium);
  line-height: 1.6;
  font-size: 15px;
}

.types-section {
  padding: 80px 0;
  background: var(--white);
}

.types-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.type-card {
  background: var(--cream);
  padding: 35px;
  border-radius: 12px;
  transition: transform 0.3s, box-shadow 0.3s;
}

.type-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 10px 30px rgba(0,0,0,0.1);
}

.type-card h3 {
  font-size: 24px;
  color: var(--dark-brown);
  margin-bottom: 15px;
  font-weight: 700;
}

.type-card p {
  color: var(--text-medium);
  line-height: 1.7;
  margin-bottom: 20px;
  font-size: 15px;
}

.type-card ul {
  list-style: none;
}

.type-card ul li {
  padding: 8px 0;
  padding-left: 25px;
  position: relative;
  color: var(--text-dark);
  font-size: 14px;
}

.type-card ul li::before {
  content: "•";
  position: absolute;
  left: 0;
  color: var(--primary-tan);
  font-weight: 700;
  font-size: 20px;
}

.calculator-section {
  padding: 80px 0;
  background: var(--cream);
}

.calculator-content {
  max-width: 800px;
  margin: 0 auto;
  text-align: center;
}

.calculator-content h2 {
  font-size: 36px;
  color: var(--dark-brown);
  margin-bottom: 20px;
  font-weight: 700;
}

.calculator-content > p {
  color: var(--text-medium);
  line-height: 1.7;
  margin-bottom: 30px;
  font-size: 16px;
}

.calculator-factors {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-bottom: 40px;
  text-align: left;
}

.factor {
  display: flex;
  gap: 12px;
  align-items: center;
  background: var(--white);
  padding: 15px 20px;
  border-radius: 8px;
}

.factor svg {
  color: var(--success);
  flex-shrink: 0;
}

.factor span {
  color: var(--text-dark);
  font-size: 15px;
}

.faq-section {
  padding: 80px 0;
  background: var(--white);
}

.faq-container {
  max-width: 900px;
  margin: 0 auto;
}

.faq-item {
  background: var(--cream);
  border-radius: 10px;
  margin-bottom: 15px;
  overflow: hidden;
  transition: all 0.3s;
}

.faq-question {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 25px 30px;
  cursor: pointer;
  user-select: none;
}

.faq-question h3 {
  font-size: 18px;
  color: var(--dark-brown);
  font-weight: 600;
  margin: 0;
}

.faq-question svg {
  color: var(--primary-tan);
  transition: transform 0.3s;
  flex-shrink: 0;
}

.faq-item.active .faq-question svg {
  transform: rotate(180deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s;
}

.faq-item.active .faq-answer {
  max-height: 500px;
}

.faq-answer p {
  padding: 0 30px 25px;
  color: var(--text-medium);
  line-height: 1.7;
  font-size: 15px;
}

.cta-section {
  padding: 80px 0;
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  text-align: center;
}

.cta-content h2 {
  font-size: 38px;
  color: var(--white);
  margin-bottom: 15px;
  font-weight: 700;
}

.cta-content p {
  font-size: 16px;
  color: rgba(255,255,255,0.95);
  margin-bottom: 30px;
  line-height: 1.7;
}

.btn-cta {
  display: inline-block;
  background: var(--white);
  color: var(--dark-brown);
  padding: 16px 40px;
  border-radius: 30px;
  text-decoration: none;
  font-weight: 700;
  font-size: 17px;
  transition: all 0.3s;
  box-shadow: 0 4px 15px rgba(0,0,0,0.1);
}

.btn-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0,0,0,0.15);
}

.contact-section {
  padding: 80px 0;
  background: var(--white);
}

.contact-grid {
  display: grid;
  grid-template-columns: 1.3fr 0.7fr;
  gap: 60px;
}

.contact-form-wrapper h2 {
  font-size: 32px;
  color: var(--dark-brown);
  margin-bottom: 30px;
  font-weight: 700;
}

.contact-form {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.form-group {
  display: flex;
  flex-direction: column;
}

.form-group label {
  font-size: 15px;
  color: var(--dark-brown);
  margin-bottom: 8px;
  font-weight: 600;
}

.required {
  color: var(--error);
}

.form-group input,
.form-group select,
.form-group textarea {
  padding: 14px 18px;
  border: 2px solid var(--border-color);
  border-radius: 8px;
  font-size: 15px;
  font-family: inherit;
  transition: border-color 0.3s;
  background: var(--white);
  color: var(--text-dark);
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--primary-tan);
}

.form-group.error input,
.form-group.error select,
.form-group.error textarea {
  border-color: var(--error);
}

.error-message {
  color: var(--error);
  font-size: 13px;
  margin-top: 5px;
  min-height: 18px;
}

.form-group.error .error-message {
  display: block;
}

.checkbox-group {
  margin-top: 10px;
}

.checkbox-label {
  display: flex;
  gap: 12px;
  align-items: start;
  cursor: pointer;
}

.checkbox-label input[type="checkbox"] {
  margin-top: 3px;
  width: 18px;
  height: 18px;
  cursor: pointer;
  flex-shrink: 0;
}

.checkbox-text {
  font-size: 13px;
  color: var(--text-medium);
  line-height: 1.6;
}

.checkbox-text a {
  color: var(--primary-tan);
  text-decoration: underline;
}

.checkbox-group.error .checkbox-text {
  color: var(--error);
}

.checkbox-group .error-message {
  margin-left: 30px;
}

.btn-submit {
  background: var(--dark-brown);
  color: var(--white);
  padding: 16px 40px;
  border: none;
  border-radius: 30px;
  font-size: 17px;
  font-weight: 700;
  cursor: pointer;
  transition: all 0.3s;
  position: relative;
  overflow: hidden;
}

.btn-submit:hover {
  background: var(--text-dark);
  transform: translateY(-2px);
}

.btn-submit.loading {
  pointer-events: none;
  opacity: 0.7;
}

.btn-submit.loading:hover {
  transform: none;
}

.btn-text {
  display: inline-block;
  transition: visibility 0s;
}

.btn-submit.loading .btn-text {
  visibility: hidden;
}

.btn-loader {
  display: none;
  position: absolute;
  top: 50%;
  left: 50%;
  width: 20px;
  height: 20px;
  margin-top: -10px;
  margin-left: -10px;
  border: 3px solid rgba(255,255,255,0.3);
  border-top-color: var(--white);
  border-radius: 50%;
  animation: spin 0.8s linear infinite;
}

.btn-submit.loading .btn-loader {
  display: block;
}

.contact-info-wrapper {
  display: flex;
  flex-direction: column;
  gap: 30px;
}

.contact-info-banner {
  background: var(--cream);
  padding: 35px;
  border-radius: 15px;
}

.contact-info-banner h3 {
  font-size: 24px;
  color: var(--dark-brown);
  margin-bottom: 25px;
  font-weight: 700;
}

.contact-item {
  display: flex;
  gap: 15px;
  align-items: start;
  margin-bottom: 25px;
}

.contact-item:last-child {
  margin-bottom: 0;
}

.contact-icon {
  width: 50px;
  height: 50px;
  background: linear-gradient(135deg, var(--primary-tan), var(--dark-tan));
  color: var(--white);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-icon svg {
  width: 24px;
  height: 24px;
}

.contact-details h4 {
  font-size: 16px;
  color: var(--dark-brown);
  margin-bottom: 5px;
  font-weight: 600;
}

.contact-details a,
.contact-details p {
  color: var(--text-medium);
  text-decoration: none;
  font-size: 15px;
  line-height: 1.6;
}

.contact-details a:hover {
  color: var(--primary-tan);
}

.info-box {
  background: var(--cream);
  padding: 30px;
  border-radius: 12px;
}

.info-box h3 {
  font-size: 20px;
  color: var(--dark-brown);
  margin-bottom: 20px;
  font-weight: 700;
}

.info-box ul {
  list-style: none;
}

.info-box li {
  display: flex;
  gap: 12px;
  align-items: start;
  padding: 10px 0;
  color: var(--text-dark);
  font-size: 15px;
}

.info-box li svg {
  color: var(--success);
  flex-shrink: 0;
  margin-top: 2px;
}

.footer {
  background: var(--dark-brown);
  color: var(--white);
  padding: 60px 0 30px;
}

.footer-content {
  display: grid;
  grid-template-columns: 1.5fr 1fr;
  gap: 60px;
  margin-bottom: 40px;
}

.footer-brand h3 {
  font-size: 24px;
  color: var(--white);
  margin-bottom: 15px;
  font-weight: 700;
}

.footer-brand p {
  color: rgba(255,255,255,0.8);
  line-height: 1.7;
  font-size: 15px;
}

.footer-links {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
}

.footer-column h4 {
  font-size: 16px;
  color: var(--primary-tan);
  margin-bottom: 15px;
  font-weight: 600;
}

.footer-column ul {
  list-style: none;
}

.footer-column li {
  margin-bottom: 10px;
}

.footer-column a {
  color: rgba(255,255,255,0.8);
  text-decoration: none;
  font-size: 14px;
  transition: color 0.3s;
}

.footer-column a:hover {
  color: var(--white);
}

.footer-column p {
  color: rgba(255,255,255,0.8);
  font-size: 14px;
  line-height: 1.6;
  margin-bottom: 8px;
}

.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding-top: 25px;
  text-align: center;
}

.footer-bottom p {
  color: rgba(255,255,255,0.7);
  font-size: 14px;
}

/* Content Section - Privacy Policy & Terms */
.content-section {
  padding: 80px 0;
  background: var(--white);
}

.content-wrapper {
  max-width: 900px;
  margin: 0 auto;
  padding: 0 20px;
}

.content-wrapper h2 {
  color: var(--text-dark);
  font-size: 28px;
  font-weight: 700;
  margin: 40px 0 20px;
  padding-top: 20px;
  border-top: 2px solid var(--cream);
}

.content-wrapper h2:first-of-type {
  margin-top: 0;
  padding-top: 0;
  border-top: none;
}

.content-wrapper h3 {
  color: var(--dark-brown);
  font-size: 22px;
  font-weight: 600;
  margin: 30px 0 15px;
}

.content-wrapper p {
  color: var(--text-gray);
  font-size: 16px;
  line-height: 1.8;
  margin-bottom: 20px;
}

.content-wrapper p strong {
  color: var(--text-dark);
  font-weight: 600;
}

.content-wrapper a {
  color: var(--dark-brown);
  text-decoration: underline;
  transition: color 0.3s;
}

.content-wrapper a:hover {
  color: var(--brown);
}

.privacy-hero,
.terms-hero {
  background: linear-gradient(135deg, var(--dark-brown) 0%, var(--brown) 100%);
  padding: 140px 0 80px;
  position: relative;
  overflow: hidden;
}

.privacy-hero .hero-content h1,
.terms-hero .hero-content h1 {
  font-size: 48px;
  font-weight: 700;
  color: var(--white);
  margin: 0;
}

@media (max-width: 992px) {
  .intro-grid,
  .contact-grid {
    grid-template-columns: 1fr;
  }

  .coverage-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .plans-grid,
  .types-grid {
    grid-template-columns: 1fr;
  }

  .benefits-grid {
    grid-template-columns: 1fr;
  }

  .calculator-factors {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 768px) {
  .page-hero {
    padding: 120px 0 80px;
  }

  .page-hero h1 {
    font-size: 36px;
  }

  .page-hero p {
    font-size: 16px;
  }

  .hero-features {
    gap: 20px;
  }

  .hero-feature {
    font-size: 13px;
  }

  .coverage-grid {
    grid-template-columns: 1fr;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .footer-content {
    grid-template-columns: 1fr;
  }

  .footer-links {
    grid-template-columns: 1fr;
  }
}